1813 Se 21St Ter, Cape Coral, FL 33990
Pending $849,900
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Breathtaking Custom Gulf Access Pool Home – Flood Insurance Only $700/Year! (GRANDFATHERED IN & TRANSFERABLE)This is not your average waterfront property—it’s a rare opportunity to own a custom-built Gulf access home that blends style, sophistication, and peace of mind. Ideally located just 10 minutes to open water, this home sits in the heart of it all—close to shopping, Eco Park, Veterans Bridge, and minutes from the scenic Caloosahatchee River. And unlike most waterfront homes, this property comes with a grandfathered flood insurance policy of just $700 per year, transferable to the new owner!Designed with a split floor plan, the home offers 3 spacious bedrooms plus a den, 2.5 baths, and an oversized 3-car garage. One of the guest bedrooms even has direct pool access and doubles as a pool bath, creating the perfect setup for visitors. The luxurious primary suite offers two walk-in closets, a spa-worthy walk-through shower with 4 shower heads, and an oversized jetted tub for the ultimate retreat.The chef’s kitchen is a showstopper—equipped with a gas cooktop and oven, soft-close dovetail cabinetry, endless storage, gleaming granite counters, and a striking Mother of Pearl backsplash that sets the tone for entertaining or everyday meals. Granite surfaces continue throughout the home, including in the indoor laundry room with a convenient wash sink, tying the design together beautifully.Throughout the home, details impress—crown molding, 8-foot solid core doors, soaring 14-foot coffered ceilings with LED lighting, and impact windows and doors. Expansive 8-foot pocketing sliders seamlessly blend indoor and outdoor living, enhanced by electric remote-control shades for privacy and comfort.Step onto the lanai and experience a true paradise: an expansive layout with both a covered lounge area and a massive open space—the possibilities here are endless. A spectacular infinity pool wrapped in glass tile, with waterfalls, four fountains, and an oversized 8-person Jacuzzi, becomes the centerpiece. With the Pentair Wi-Fi system, you can control every detail of the pool and spa from your phone.Outdoors, this property was designed for the waterfront lifestyle. A seawall and captain’s dock are already in place, and with a blank slate ready for your future custom dock and lift, you can design it exactly the way you want. Launch kayaks, fish right from your backyard, or relax with a cocktail as the sun sets.This home is packed with thoughtful extras, including a whole-home reverse osmosis water system, a 500-gallon buried propane tank that powers the whole-house generator, gas stove, water heater, and even the poolside grill. Whether you’re entertaining or enjoying quiet evenings, you’ll be treated to unforgettable sunrises and sunsets from your lanai or dock.This property is truly one-of-a-kind—a stunning Gulf access retreat where luxury, lifestyle, and affordability meet. Don’t miss your chance to make it yours!
Bedroom On Main Level
Bathtub
Tray Ceilings
Closet Cabinetry
Coffered Ceilings
Separate Formal Dining Room
Dual Sinks
Eat In Kitchen
Jetted Tub
Multiple Shower Heads
Main Level Primary
Pantry
Separate Shower
Vaulted Ceilings
Walk In Closets
Home Office
Split Bedrooms
Bike Storage
Taxes: $7,785.80
Tax Year: 2024
Security High Impact Doors
Sprinkler Irrigation
Patio
Water Feature
Dryer
Dishwasher
Gas Cooktop
Disposal
Microwave
Range
Refrigerator
Washer
Y
Canal Access
Intersecting Canal
Building Description: Ranch, One Story
MLS Area: Cc13 - Cape Coral Unit 19-21, 25, 26, 89
Total Square Footage: 3,029
Total Floors: 1
Construction: Block, Concrete, Stucco
Date Listed: 2025-08-26 14:30:06
Pool: Y
Pool Description: Electric Heat, Heated, In Ground, Screen Enclosure, Pool Spa Combo
Private Spa: Y
Furnished: Unfurnished
Den: Y
Windows: Sliding, Impact Glass
Parking: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air, Electric
Security: Security System Owned, Security System, Smoke Detectors
Laundry: Inside
Irrigation: Reclaimed Water
Pets: Yes
Sewer: Public Sewer
Lot Desc.: Rectangular Lot, Sprinklers Automatic
Amenities: Bike Storage
Listing Courtesy Of: Keller Williams Realty Fort Myers And The Islands
mandy.kellerwilliams@gmail.com
Breathtaking Custom Gulf Access Pool Home – Flood Insurance Only $700/Year! (GRANDFATHERED IN & TRANSFERABLE)This is not your average waterfront property—it’s a rare opportunity to own a custom-built Gulf access home that blends style, sophistication, and peace of mind. Ideally located just 10 minutes to open water, this home sits in the heart of it all—close to shopping, Eco Park, Veterans Bridge, and minutes from the scenic Caloosahatchee River. And unlike most waterfront homes, this property comes with a grandfathered flood insurance policy of just $700 per year, transferable to the new owner!Designed with a split floor plan, the home offers 3 spacious bedrooms plus a den, 2.5 baths, and an oversized 3-car garage. One of the guest bedrooms even has direct pool access and doubles as a pool bath, creating the perfect setup for visitors. The luxurious primary suite offers two walk-in closets, a spa-worthy walk-through shower with 4 shower heads, and an oversized jetted tub for the ultimate retreat.The chef’s kitchen is a showstopper—equipped with a gas cooktop and oven, soft-close dovetail cabinetry, endless storage, gleaming granite counters, and a striking Mother of Pearl backsplash that sets the tone for entertaining or everyday meals. Granite surfaces continue throughout the home, including in the indoor laundry room with a convenient wash sink, tying the design together beautifully.Throughout the home, details impress—crown molding, 8-foot solid core doors, soaring 14-foot coffered ceilings with LED lighting, and impact windows and doors. Expansive 8-foot pocketing sliders seamlessly blend indoor and outdoor living, enhanced by electric remote-control shades for privacy and comfort.Step onto the lanai and experience a true paradise: an expansive layout with both a covered lounge area and a massive open space—the possibilities here are endless. A spectacular infinity pool wrapped in glass tile, with waterfalls, four fountains, and an oversized 8-person Jacuzzi, becomes the centerpiece. With the Pentair Wi-Fi system, you can control every detail of the pool and spa from your phone.Outdoors, this property was designed for the waterfront lifestyle. A seawall and captain’s dock are already in place, and with a blank slate ready for your future custom dock and lift, you can design it exactly the way you want. Launch kayaks, fish right from your backyard, or relax with a cocktail as the sun sets.This home is packed with thoughtful extras, including a whole-home reverse osmosis water system, a 500-gallon buried propane tank that powers the whole-house generator, gas stove, water heater, and even the poolside grill. Whether you’re entertaining or enjoying quiet evenings, you’ll be treated to unforgettable sunrises and sunsets from your lanai or dock.This property is truly one-of-a-kind—a stunning Gulf access retreat where luxury, lifestyle, and affordability meet. Don’t miss your chance to make it yours!
Property Details
Price: $849,900
Sq Ft: 2,222
($382 per sqft)
Bedrooms: 3
Bathrooms: 2
Partial Baths: 1
Unit On Floor: 1
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.23
Virtual Tour/Floorplan: View
Year Built: 2018
Listing Number: 2025007400
Status Code: Pending
Taxes: $7,785.80
Tax Year: 2024
Garage:
3.00
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
Bedroom On Main Level
Bathtub
Tray Ceilings
Closet Cabinetry
Coffered Ceilings
Separate Formal Dining Room
Dual Sinks
Eat In Kitchen
Jetted Tub
Multiple Shower Heads
Main Level Primary
Pantry
Separate Shower
Vaulted Ceilings
Walk In Closets
Home Office
Split Bedrooms
Amenities:
Bike Storage
Financial Information:
Taxes: $7,785.80
Tax Year: 2024
Exterior Features:
Security High Impact Doors
Sprinkler Irrigation
Patio
Water Feature
Equipment:
Dryer
Dishwasher
Gas Cooktop
Disposal
Microwave
Range
Refrigerator
Washer
View:
Y
Waterfront Description:
Canal Access
Intersecting Canal
Additional Information:
Building Description: Ranch, One Story
MLS Area: Cc13 - Cape Coral Unit 19-21, 25, 26, 89
Total Square Footage: 3,029
Total Floors: 1
Construction: Block, Concrete, Stucco
Date Listed: 2025-08-26 14:30:06
Pool: Y
Pool Description: Electric Heat, Heated, In Ground, Screen Enclosure, Pool Spa Combo
Private Spa: Y
Furnished: Unfurnished
Den: Y
Windows: Sliding, Impact Glass
Parking: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
Garage Description: Y
Garage Spaces: 3
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air, Electric
Security: Security System Owned, Security System, Smoke Detectors
Laundry: Inside
Irrigation: Reclaimed Water
Pets: Yes
Sewer: Public Sewer
Lot Desc.: Rectangular Lot, Sprinklers Automatic
Amenities: Bike Storage
Map of 1813 Se 21St Ter, Cape Coral, FL 33990
Listing Courtesy Of: Keller Williams Realty Fort Myers And The Islands
mandy.kellerwilliams@gmail.com